Best Credit Cards of 2020 for Students

From huge sign-up bonuses to generous rewards, Humor Crowd’s best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

Read: Best Credit Cards of 2020 with Low Interest

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

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Discover it® Student chrome

Best for: Simplicity and value

Pros

  • No FICO history required.
  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers
  • No foreign transaction fee

Cons

  • Higher rewards available elsewhere
  • Discover cards not widely accepted outside the U.S.

Deserve® EDU Mastercard for Students

Best for: no credit history and international students

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Pros

  • Qualify with limited credit
  • No annual fee
  • No foreign transaction fee
  • Earns rewards

Cons

  • High APR
  • If you have at least some credit history, better options may exist

Discover it® Student Cash Back

Best for: Rewards for good grades

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Pros

  • Earn 5% Cash Back in rotating categories each quarter up to the quarterly maximum when you activate
  • No FICO history required.
  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers
  • No foreign transaction fee

Cons

  • Slightly less merchant acceptance for Discover in US – acceptance outside of US can be an issue
  • Bonus rewards categories require quarterly activation

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