Best Credit Cards of 2020 with Low Interest

From huge sign-up bonuses to generous rewards, Humor Crowd’s best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

Read: Best Credit Cards of 2020

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

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Citi® Diamond Preferred® Card

Best for: Longest 0% period for transfers only

Pros

  • No annual fee
  • 0% for 18 months on transfers if you qualify

Cons

  • No rewards

Chase Freedom Unlimited®

Best for: 0% intro period and flat-rate cash back

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Pros

  • High rewards rate and no minimum redemption
  • No annual fee
  • Intro APR period on Purchases

Cons

  • Has foreign transaction fee
  • Requires good/excellent credit

Chase Freedom Flex℠

Best for: 0% intro period and bonus category cash back

Pros

  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase’s Ultimate Rewards site to earn more cash back

Cons

  • If you value simplicity, a flat rate cash back card may be better
  • A foreign transaction fee

Discover it® Cash Back

Best for: 0% intro period and bonus category cash back

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Pros

  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • Intro APR period on Purchases and Balance Transfers

Cons

  • Slightly less merchant acceptance for Discover in US – acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better

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