Best Credit Cards of 2020

From huge sign-up bonuses to generous rewards, Humor Crowd’s best credit cards outshine the rest. Compare these deals from our partners to find one that fits your needs.

Read: Best Mortgage Lenders of 2020

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

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Blue Cash Preferred Card  [American Express]

Best for: Cash back at U.S. supermarkets and U.S. gas stations

Pros

  • Leading cash-back rewards at U.S. supermarkets
  • Rich bonus offer for new cardholders
  • Intro APR period on Purchases

Cons

  • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
  • American Express isn’t accepted at as many merchants as Visa or Mastercard
  • $25 minimum redemption

Citi Double Cash Card – 18 month BT offer

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Best for: Flat-rate cash back

Pros

  • High rewards rate
  • No annual fee
  • Intro APR period on Balance Transfers

Cons

  • No sign-up bonus
  • No 0% APR for purchases
  • $25 minimum redemption

Chase Freedom Flex℠

Best for: High cash back + no annual fee

Pros

  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase’s Ultimate Rewards site to earn more cash back

Cons

  • If you value simplicity, a flat rate cash back card may be better
  • A foreign transaction fee
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Citi Diamond Preferred Card

Best for: Longest 0% period for transfers only

Pros

  • No annual fee
  • 0% for 18 months on transfers if you qualify

Cons

  • No rewards

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